401(k) Investors

BeManaged and BeAdvised were designed for people who do not have the time, desire, comfort, or understanding required to effectively manage their 401(k) account. After going through a free 401(k) consultation, you decide whether to enroll in our service. If you do, you can expect the following:

1. Investment Policy Statement: Outlining your risk tolerance, the manner by which we will manage that risk, and a Before and After report of the changes we implemented for you.
   
   
2. Portfolio Adjustments: We will make 2-5 changes per year to manage your investment recipe (asset allocation) in order to manage the risk in your portfolio.
   
   
3. Ongoing, Personalized Updates: We keep you informed of your progress via 4-6 personalized updates.
   
   
4. Personal Annual Review: We update your Investment Policy Statement (IPS), including retirement projections and your portfolio performance compared to an appropriate benchmark.

Employers

• Clean, Transparent Service: Any new service for your employees requires company communication. Our story is simple, clean, and transparent, helping you cultivate trust in the retirement plan by providing participants the tools they need to delegate the responsibility of managing their accounts to our dedicated research staff. 
  
  
• Mitigate Fiduciary Liability: BeManaged signs on as a fiduciary specific to our role with your participants.
  
  
• Fiduciary Safe Harbor: Operating under parameters of the '06 Pension Protection Act's Fiduciary Adviser, we are annually audited for adherence to the criteria necessary for providing plan sponsors a safe harbor from the advice delivered to their participants.
  
  
• No Cost to the Company or Increased Plan Expense: Only participants using the service pay for it, and the fee is debited from their account. Typically, there is no cost to the company for engaging BeManaged.
  
  
• Accountable: We provide an annual review to reflect the performance of your participants' accounts, assisting you with your due diligence responsibilities and helping ensure we are continually adding value to your employees.
  
  
• High Value Service to Reinforce Company Culture: Just ask our clients. BeManaged has been extremely complimentary to their employee-focused culture due to our highly valued, well received service that provides an immediate compliment to their retirement plan.