BeManaged is the Best Choice If You:

• Do Not Have the Time - Investment management is a full time job, and hopefully you already have one. The reality of the situation is that when it is 9:30pm on Thursday night, work is done and the kids are down, would you rather catch your favorite TV show or research the market and analyze the risk exposure you have within your 401(k)? I know what my answer is.
  
  
• Do Not Have the Understanding or Desire - Everyone has their own skill set and expertise. Additionally, the responsibility is vast, as it will in large part determine your lifestyle when you retire. If you do not have the desire or understanding (95%+ do not), you can leave it to us, and we will keep you informed of your progress toward retirement.
  
  
• Do Not Have the Comfort Level -We have met many people that have done their due diligence to build their account, then a funny thing happens...they have a lot of money in their account. All of a sudden, the 5% swings in the market cost you a lot more money now than they did before. We understand. There is a lot of emotions wrapped up in our money, which is not always a good thing. You can take comfort in the fact that we will keep you informed with the management or advisement of your account, so that your emotions do not get the best of you.
  
  
• "I Was Diversified, But It Didn't Work" - One of the biggest fallacies of the industry is telling you that if you stay diversified between stocks, bonds, and cash, you will be just fine and mitigate your risk. The only way to truly manage risk in a portfolio is through true asset allocation, which means managing the specific percentages between asset classes like Large Cap Growth, Mid Cap Value, Small Cap Blend, International Large Cap Growth, Intermediate Bonds, Cash, Stable Value...well, I think you get the idea. That's where our dedicated research team shines, as they put together a very specific recipe of risk, specific to your situation, and then manage that risk on an ongoing basis.

BeAdvised is Better if You:

• Want to Maintain Control of Your 401(k), But With a Professional Second Opinion - Some investors just do not have the comfort level in reliqueshing control of their portfolio. If you want to maintail control over the changes in your account, but would like a professional second opinion, BeAdvised is a better choice for you.