The Past:

In the past, times were simpler for investing in your companies retirement plan. It looked something like this:

• Work for company for 30 years
• Company manages your retirement for you, including selecting the appropriate ingredients (investment options) and investment recipe (asset allocation)
• Life involves family, work, friends, and responsibilities
• Retire, and your retirement check shows up in the mail

The Present:

The defined benefit plans, as illustrated above, are quickly becoming a thing of the past. Now, the 401(k) will largely impact your standard of living once you retire. Now the picture above looks like this:

• Go to work
• It is your responsibility to select the appropriate ingredients (investment options) and investment recipe (asset allocation) in your 401(k) plan, as well as continually monitor and manage the portfolio in light of market risks, opportunities, and your changing tolerance for risk as you grow closer to retirement
• Repeat
• Retire, and hope you have enough income from to support the lifestyle you want to live during retirement

In the past, professionals were hired to help the company manage your retirement, and now, the same is available to you through your company's 401(k) plan. BeManaged provides you "do-it-for-you" account management utilizing your company's existing retirement plan and investment options. It allows you to delegate this all important responsibility to professional investment managers (like the old days) that abide by the highest fiduciary standard of care in the industry.

What is BeManaged?

What is BeAdvised?